For Individuals
Title Verifications & Transfers
This is the process of checking a property’s title to make sure it’s genuine, up-to-date, and free from problems like unpaid loans or disputes. After verification, the ownership can be legally transferred to a new owner by updating the official records.
Annotation & Cancellation of Mortgages
Annotation means adding a note to the property’s title that shows there is a mortgage or loan tied to it. Cancellation is the removal of this note once the loan is fully paid, indicating the property is no longer under mortgage.
Registration & Transfer of Ownership of Motor Vehicles
This involves officially recording a vehicle’s ownership with the Land Transportation Office (LTO) and updating those records when the vehicle is sold or given to a new owner. It ensures the legal owner is properly documented and recognized.
For Businesses
Registration & Annotation of Real Estate Mortgage with the Register of Deeds
This means recording the loan agreement with the government and noting it on the property's title. This shows that the property is used as collateral and cannot be sold freely until the loan is paid.
Registration & Annotation of Chattel Mortgage with the Register of Deeds and the Land Transportation Office
This involves recording a loan where a movable item, like a vehicle, is used as collateral. It’s officially noted in government records to show the lender’s claim until the loan is fully paid.
Verification of TCT's and CCT's with the Register of Deeds
This involves checking land or condo titles with the Register of Deeds to confirm if they’re authentic, updated, and free from issues like mortgages or disputes.
Cancellation of Real Estate Mortgage with the Register of Deeds
This means removing the mortgage from the property's title after the loan has been fully paid. It clears the lender’s claim, making the property officially debt-free.
Verification of Car History with the Land Transportation Office
This involves checking a vehicle’s records with the LTO to confirm its ownership, past registrations, and if it has any issues like unpaid fines or being reported as stolen.
Assessment and Payment of Real Estate Taxes
This involves finding out how much property tax is due and paying it at the local government office. It helps keep the property’s tax records updated and avoids penalties.
Transfer of Ownership (Motor Vehicles) with the Land Transportation Office
This means officially changing the name on a vehicle’s records from the seller to the buyer. It updates the LTO system to show the new legal owner.
Transfer of Ownership (Real Property) via Deed of Sale, Deed of Donation, or Extrajudicial Settlement
This means legally changing the ownership of land or a house through a sale, gift, or family agreement. The new owner’s name is then recorded in the official property records.